Annuities

Our Annuity Program - Annuities provided by Allianz

The Insurance Market is your one stop for all of your insurance needs including Annuities and Long Term Disability. We are known for providing our customers with a wide variety of options and choices, but as far as Annuities and disability insurance goes, we have decided to offer what we consider to be the best in breed in these two markets. This decision was made due to their excellent financial stability, high ratings, and the multitude of competitively priced products and options that they both offer to our customers. 

What is an Annuity?

An annuity is a contract in which an insurance company makes a series of income payments at regular intervals in return for a premium or premiums you have paid. Annuities are often bought for future retirement income. Only an annuity can pay an income that can be guaranteed to last as long as you live. Your money grows tax-deferred as long as you leave it in the annuity.

About Allianz Global and North America

Allianz SE, is on the the world's largest intergrated financial services organizations. Founded in 1890 in Germany, Allianz SE has more then 75 million customers in about 70 countries, and is the world's 14th largest company and the 3rd largest money manager. In North America, Allianz is proud to be associated with other Allianz SE companies including Fireman's Fund and Allianz Global Investors. Fireman's Fund has been selling insurance for more the 140 years, and Allianz Global Investors is a network of companies that includes PIMCO, Nicholas Applegate Capital Management, and Oppenheimer Capital.

Allianz is dedicated to finding the best strategies to manage risk: for consumers, with effective product solutions; and for Allianz, with innovative techniques to manage those risks. These strategies include robust risk management capabilities and effective oversight to monitor and control risk in real time. This results in innovative product designs that allow consumers to effectively transfer risk to us.

To visit Allianz's website please click here

Consolidated Allianz Ratings as of December 2008

The A.M. Best rating of A (Excellent) is the 3rd highest out of 16 possible ratings, and was most recently affirmed in December 2008.

The Standard & Poor's rating of AA (Very Strong) is the 3rd highest out of 21 possible ratings, and was most recently affirmed on February 26, 2009.

The Moody's ratings of A2 (Good) is the 6th highest out of 21 possible ratings, and was most recently affirmed on February 26, 2009.

Annuity Programs Offered:

Fixed Index Annuities:

Allianz Endurance Elite Annuity
    -5 year term
    -$10,000 for qualified/non qualified

Allianz Endurance Plus Annuity
    -10 year term
    -$10,000 for qualified/non qualified

Allianz MasterDex Plus Annuity
    -10 year term
    -$15,000 for qualified/non qualified

Allianz MasterDez 10 Plus Annuity
    -10 year term
     -$15,000 for qualified/non qualified

Allianz MasterDex X Annuity
    -10 year term
    - $20,000 for qualified/non qualified

Allianz Pro V1 Annuity
    -5 year term
    -$10,000 for qualified/non qualified

For more information on product position, potential bonus structures, issue ages, premiums, allocation options, index crediting methods, participation rates, cap/spreads, fees, surrender charges/distribution rules, loans, withdrawal provisions, and death benefits, please contact our office for a full product portfolio.

All information product and financial information provided by Allianz Life Insurance Company of North America, Minneapolis, MN, 55416-1297.